budget

Smart Advice to Help You Survive the Government Shutdown — or any other surprise financial setback

As of today, the current federal government “shutdown” is the longest in history. Digging into news stories that are making headlines, ones claiming “chaos” and near-apocalyptic consequences, most Americans, by far, are managing to get through their daily routines without any issues at all. However, there are households that are affected, and should the shutdown continue, more paychecks may be missed. If you are one of those who isn’t getting a paycheck, hang in there! We have some ideas to help …

Smart Advice to Help You Survive the Government Shutdown — or any other surprise financial setback Read More »

52 Weeks Savings Plan: Give this a try and have an extra $1378 by the end of the year!

 I spotted this ingenious and simple 52-week savings plan* on Facebook a few years ago, posted it on my Facebook page, and it went viral with thousands of likes and even more shares within a couple of days. I’d never seen anything like it. A savings plan, a 52 Weeks Savings Challenge — who can resist something that straightforward and simple? Obviously, this plan hit a nerve with a large number of people who know they need to save money, …

52 Weeks Savings Plan: Give this a try and have an extra $1378 by the end of the year! Read More »

The Simple Way To Make Bug Out Bags on a Budget

So I started a few months ago by making a list of everything I would want to put in our bug-out bags … the list went on and on. I quickly realized a simple backpack would fit enough gear to prepare us for anything we could possibly face. Likely Scenarios My focus shifted to the most likely scenarios in our area. Upon evaluating our emergency scenario possibilities, I realized there are very few scenarios that have us leaving our home. …

The Simple Way To Make Bug Out Bags on a Budget Read More »

frugal prepping, save money for prepping, prepping expenses

40 Quick Ways to Save Money for More Prepping

One difficult fact of prepping is that it requires money. You don’t have to be rich and there are hundreds of frugal ways to prep, but sooner or later, you’ll have to fork out some of your hard-earned cash. What if your cache of cash is low? Well, here’s a list of quick ways to save money starting today. Then, once you have a bit of cash on hand, set your priorities for your prepping/survival shopping. How to save money …

40 Quick Ways to Save Money for More Prepping Read More »

52 Weeks Savings Plan: April discounts are here!

When I lived in Phoenix, I could never understand the fascination with spring. Phoenix has pretty much just one season, sunny! So, when I moved to Texas, it was amazing to see red-breasted robins show up at our house every spring and watch the forest and greenbelts around me come alive with pale green leaves. Now I can’t wait for spring to arrive. As a bargain hunter, spring is here and with it comes lots of fun and activity in …

52 Weeks Savings Plan: April discounts are here! Read More »

free preps, prepping on a budget, frugal prepping

Prepper To Prepper: Free Preps!

Who doesn’t love free? I have been welcoming free items as long as I can remember. Free hand-me-downs were a favorite when my five little kids were growing like weeds. Shelving and furniture freebies were also a reason to celebrate! What we get for free saves us money! Anything that can be used for your preparedness is a big bonus. We asked our readers to share with us some of the free preps they have received. Elizabeth shares: My free …

Prepper To Prepper: Free Preps! Read More »

52 Weeks Savings Plan: Watch for these February bargains

If you’ve been following the 52 Week Savings Plan, you should have a whopping $10 set aside. Don’t worry, that little bundle of money will continue to grow! Each month I’ll be sharing tips for making the most of the money you have to enable that nest egg to grow and grow and grow. If you don’t yet have my handbook, you can pick it up here for just $5. It contains extra tips and strategies for succeeding with this …

52 Weeks Savings Plan: Watch for these February bargains Read More »

Many Streams Make a Mighty Fine Income

Money has a way of slipping through my fingers. I’ve been known to turn up my nose at buying an expensive piece of furniture and then, over a period of a few months, end up spending the same amount of money eating out! Money can be as slippery as an eel in a swiftly moving river. More and more I’ve come to realize that the secret to surviving an economic collapse or a personal financial crisis is twofold.  First, decrease …

Many Streams Make a Mighty Fine Income Read More »

8 Reasons to Support Local Farmers

Think about all the items you put in your cart at the supermarket or mega-store. Do you feel you paid a fair price for that product? If you have questions about a particular item, would you know who you could speak to for answers? Where did those potatoes come from, how old is that carton of eggs, and who is being supported by your hard earned dollars? Probably not local farmers. Chances are, it would be difficult, if not impossible, …

8 Reasons to Support Local Farmers Read More »

gift of memories

The 12 Days of Christmas: Day 6, The Gift of Memories

Here’s an idea for something even the youngest members of your family will enjoy making and receiving: their own collection of photo memories. When my daughter was three years-old, I made a photo collage for her room.  I combined small photos of family members and close friends, a pic or two from recent vacations, and a few of her and put them in a store-bought collage frame. Even though she was just a preschooler, she loved having her own collage of memories and …

The 12 Days of Christmas: Day 6, The Gift of Memories Read More »

Malcare WordPress Security