Give this super-easy 52-Week savings plan a try, and have an extra $1378 by the end of the year!
I spotted this ingenious and simple savings plan* on Facebook, posted it on my wall, and it went viral with 3,074 likes and 4,230 shares as of this writing. I’ve never seen anything like it. Obviously, this plan hit a nerve with a large number of people who know they need to save, want to save, but are dealing with the reality of tight budgets.
On many calendars, each week is numbered, beginning with Week #1: January 1-7. On this 52-week plan, you save the amount of dollars that corresponds to that week’s number. If one week you find yourself with extra cash, add it to the pot. You’ll end up with more than the $1378 total by the end of December or you’ll have created a bit of a padding for weeks that don’t have any extra cash left over.
Print out this chart or make your own and check off each week as you save. If there are other members in the family with an income, encourage them to do the same. A family with 2 breadwinners could end up with a grand total of $2756, and that’s no small-potatoes! *I have no idea who originally created this chart, but I thank them!
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