When I first posted details for the 52 Week Savings Plan, the response was amazing. I guess that saving money is challenging for more people than I realized! This plan is a painless way to save $1,378 in one year by saving a small amount every week.
To support all the savers in The Survival Mom audience, we have a very active and encouraging Facebook Group and we’d love to have you join us there. But, of course, there’s more! All these articles are related to the 52 Week Savings Plan and our month-by-month savings guides will provide helpful tips to not only save money but become more prepared at the same time.
Introduction to the savings plan
Give this super-easy 52-Weeks savings plan a try, and have an extra $1378 by the end of the year! On many calendars, each week is numbered, beginning with Week #1, January 1-7, and then continuing through Week 52, the last week of the year. With this 52 week savings plan, you save the amount of dollars that corresponds to that week’s number.
A lot of savers will save every extra bit of money toward future weeks that are on the lean side. You’ll end up with more than the $1378 total by the end of December or you’ll have created a bit of a padding for weeks that don’t have any extra cash left over.
It’s possible that strictly following this plan may not work for you. In that case, feel free to adjust and customize it to your income and expenses. We collected a variety of suggestions for doing just that in this article, 10 Ways to Make the 52 Week Savings Plan Work For You.
Month-by-Month savings guides
Retailers don’t vary much in their traditional schedule of sales. These savings guides, along with their prepping tips, contain savings tips for each month of the year.
Watch for these January bargains: It’s a New Year and time for all sorts of resolutions. If you have on your list to be more prepared and to save money, we have some suggestions for you. Food supplies, household items, entertainment, outdoor gear, and more goes on sale in January. Go ahead and stock up now to save money next year.
Watch for these February bargains: Some of the January winter sales may extend into February (See January bargains here), especially with winter clothing. Holiday clearance is a good time to find small gifts and household items. Furniture, mattresses, and humidifier are also big clearance items in February.
52 Week Savings Plan revisited: It only takes $22 to catch up if you didn’t start with the new year. So how ’bout it? Will you commit to setting aside some money every week for the next year? Have you ever done this plan or a similar plan in the past? Join the discussion at the SurvivalMom forum!
March prepping bargains to keep your savings on track: What are good deals this month? Winter coats and gear, food (especially canned goods), St. Patrick’s Day treats like corned beef, and spring cleaning supplies.
Watch for these March sales! March brings with it the promise of spring and some special March sales on purchases that can help you both prepare and save money. Two holidays that will generate some special savings are St. Patrick’s Day on March 17, and Palm Sunday, on March 28. Retail stores will still be pushing Easter related discounts.
Staying on track with April discounts: Spring is here and with it comes lots of fun and activity in April – and lots of great things on sale. Don’t let the joke fall on you on April 1. April sales are no laughing matter! TIP: Expect a tax refund this year? Now is the time to start thinking how you would use any tax refunds you may receive.
April showers bring May bargains: What items to look for this month? Food, of course, paper products, Mother’s Day clearance (think future birthday and holiday gifts), sports and outdoor gear, and kitchen gadgets and household items (a.k.a. “wedding gifts”).
June brings sunshine and summer deals: Cookout supplies, national dairy month, watermelon, women’s underwear, rose bushes, watersports gear, and more!
In the summer, close blinds and curtains to keep sun out on hot days to reduce cooling costs. If possible, dry clothes outside on a clothesline to avoid running the dryer. Take a different approach to summer meal planning and incorporate meals that are light, such as salads that incorporate fresh ingredients, or that involve cooking outside on the grill or over a fire pit.
Great deals for the dog days of summer. It may be hot, but summer holidays bring with them discounts on a multitude of practical goods.
August deals bring summer to a close: What to look for? Food, summer clothing including swimsuits, camping gear, camcorders, school supplies, gardening supplies, and anything college students need for their dorm room. Grilling utensils and grills are on sale in August. Propane and charcoal grills are a great alternative cooking method if the power goes out – just make sure to have enough propane and charcoal on hand.
Fall into September savings: There are less than four months left until the holiday season, so it’s a good time to make a gift list and start looking for bargains. September is a good month to look for jewelry deals since there is no real holiday push for anyone to buy jewelry. Socks, undershirts, underwear and the last of the summer clothing, including swimsuits, are also still on sale in September. Consider grabbing extra towels for your car or emergency room. Make sure clothes in any bug out bag are the correct sizes, especially for children, and if not, pick up some on sale.
Coming a bit later!
Yikes. It really isn’t that far off.
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