savings

52 Weeks Savings Plan: Give this a try and have an extra $1378 by the end of the year!

 I spotted this ingenious and simple 52-week savings plan* on Facebook a few years ago, posted it on my Facebook page, and it went viral with thousands of likes and even more shares within a couple of days. I’d never seen anything like it. A savings plan, a 52 Weeks Savings Challenge — who can resist something that straightforward and simple? Obviously, this plan hit a nerve with a large number of people who know they need to save money, …

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52 Weeks Savings Plan: April discounts are here!

When I lived in Phoenix, I could never understand the fascination with spring. Phoenix has pretty much just one season, sunny! So, when I moved to Texas, it was amazing to see red-breasted robins show up at our house every spring and watch the forest and greenbelts around me come alive with pale green leaves. Now I can’t wait for spring to arrive. As a bargain hunter, spring is here and with it comes lots of fun and activity in …

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52 Weeks Savings Plan: Watch for these March sales!

March brings with it the promise of spring and some special March sales that can help you both prepare and save money. Two holidays that will generate some special savings are St. Patrick’s Day on March 17, and Palm Sunday, on March 25. We have Easter in April this year, but retail stores will still be pushing Easter related discounts. Remember that Daylight Savings is March 11th. March food bargains You may still be able to find some Valentine’s candy …

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52 Weeks Savings Plan: Watch for these February bargains

If you’ve been following the 52 Week Savings Plan, you should have a whopping $10 set aside. Don’t worry, that little bundle of money will continue to grow! Each month I’ll be sharing tips for making the most of the money you have to enable that nest egg to grow and grow and grow. If you don’t yet have my handbook, you can pick it up here for just $5. It contains extra tips and strategies for succeeding with this …

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smart prepping

Seven Things I Wish I Had Known When I Began Prepping

Have you gotten bit by the prepper bug? Millions all over the world now consider themselves to be preppers, and there are handbooks, such as this one, that provide step-by-step survival instructions for families. I bet you’ve spent hours on the internet searching for the ultimate solar radio, the most comprehensive food storage inventory list or maybe which water filtration system to use. We have all been there, usually late at night by the warm glow of the computer screen. …

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prepping from scratch

Life Happens: How to Prep Again When You’ve Lost Everything

I remember the night so clearly. It was the end of an emotionally exhausting day. My husband and I were lying in bed, holding hands, feeling like it was the only thing we had to hold on to. He sighed and said, “The life that I am living doesn’t seem like mine. Everything we are going through seems like something that happens to someone else, not us.” I could not argue with him, he was right. We were watching much …

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cutting down household expenses

43 Super-Frugal Tips for Cutting Down on Household Expenses

Home is where the heart is, but for too many of us, it’s also where the debt is and where paychecks go to die. It’s also one area in which small savings steps can really add up and where everyday spending decisions can make a big difference.  Here are a few tips that have helped my family get out of debt and stay out for the past 8 years. You can save money on household expenses starting today. Buy used …

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common financial mistakes

Don’t Make These 4 Financial Mistakes!

There are a few issues rarely mentioned on popular survival blogs and forums, and one of them is finances. A discussion of everyday carry, best household defense weapon, or bug out locations will have thousands of responses, but finances? Yeah, silence. The health of any household rests on financial stability and it makes sense that a serious prepper would take financial survival just as seriously as any other survival component. That’s smart prepping and smart living, regardless of future events. …

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18 Tips for Enjoying a Frugal Lifestyle

Frugality. Penny-pinching. Thriftiness. Frugal lifestyle tips. Do any of these words bring to mind a lifestyle full of joy and freedom? Oddly, they don’t. Instead, they bring to mind images of Scrooge and dreary, turn-of-the-century London slums. (Not sure why that last image comes to mind, but it does. Possibly from reading Oliver Twist!) For those of us who do live lives of frugality, penny-pinching, and, yes, thriftiness, the reality is quite different. My family has been debt free for …

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December deals bring the year to a close

This is the final month of the 52 Weeks Savings Plan! The year ends with a month full of celebrations and deals. Remnants of Thanksgiving, Black Friday, and Cyber Monday may be found at the beginning of the month. Holidays this month are Hanukkah (10), Winter Solstice on the 21st, Christmas (25), Kwanzaa (26) and New Year’s Eve (31). Not to mention holiday festivities, get-togethers and winter weather all month long. Here are some of the best deals you’ll find …

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