#frugal

prepper limitations

What Are Your Prepper Limitations?

Many years ago I was in an entirely different career in which I managed and trained more than 200 sales reps for a national company. As part of my position, I attended some truly excellent executive training sessions, intended to help me become more efficient and effective. One principle I learned that I’ve never forgotten is this: Identify your weaknesses and hire people to do those tasks for you. Concentrate doing what you do best. Well, I’ve finally figured out …

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cutting down household expenses

43 Super-Frugal Tips for Cutting Down on Household Expenses

Home is where the heart is, but for too many of us, it’s also where the debt is and where paychecks go to die. It’s also one area in which small savings steps can really add up and where everyday spending decisions can make a big difference.  Here are a few tips that have helped my family get out of debt and stay out for the past 8 years. You can save money on household expenses starting today. Buy used …

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frugal entertainment holidays

16 Super-Frugal Tips to Save Loads of Money on Entertainment & Holidays

It’s a myth that in order to have fun, you must spend money — no matter what your kids tell you! Over the years, we’ve spent a fortune at Disneyland, complete with several years of annual passes, and guess what? Some of our very, very best memories aren’t from Disneyland but from our primitive, family camping trips. My kids talk about kayaking in northern Idaho and the time we almost starved to death at Crater Lake (long story), but now …

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common financial mistakes

Don’t Make These 4 Financial Mistakes!

There are a few issues rarely mentioned on popular survival blogs and forums, and one of them is finances. A discussion of everyday carry, best household defense weapon, or bug out locations will have thousands of responses, but finances? Yeah, silence. The health of any household rests on financial stability and it makes sense that a serious prepper would take financial survival just as seriously as any other survival component. That’s smart prepping and smart living, regardless of future events. …

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18 Tips for Enjoying a Frugal Lifestyle

Frugality. Penny-pinching. Thriftiness. Frugal lifestyle tips. Do any of these words bring to mind a lifestyle full of joy and freedom? Oddly, they don’t. Instead, they bring to mind images of Scrooge and dreary, turn-of-the-century London slums. (Not sure why that last image comes to mind, but it does. Possibly from reading Oliver Twist!) For those of us who do live lives of frugality, penny-pinching, and, yes, thriftiness, the reality is quite different. My family has been debt free for …

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31 Super-Frugal Tips for Saving Money on Food

In any family’s budget, there are many expenses we have little control over: rent, insurance, mortgage, tuition, but when it comes to food, now there’s an expense we can easily adjust. Here are 31 tips that have helped my family with saving money on food. No more restaurants or fast food. For my family, this means planning meals and keeping up with grocery shopping. The second I become so busy that I don’t have dinner planned and ready is the moment …

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economic collapse

Scrambling to Survive in a Collapsing Economy

One of the first acronyms I learned as a new prepper was TEOTWAWKI.  The End Of The World As We Know It.  I knew from reading James Rawles’ Patriots that the end could come suddenly, within just a few days as America’s banking system collapsed upon itself.  Another, more drastic version was spelled out for me in an online article, “The One Hour Meltdown.”  Neither vision of the future was pleasant, but I was skeptical about the concept of a …

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25 Ways People Earned Money During the Great Depression

In a previous career, I was a history teacher, and I’ve always loved learning about the past and gleaning whatever wisdom I can from the words and actions of others. A couple of years ago I found an excellent book with dozens of first-person accounts from the Great Depression, We Had Everything But Money. I’ve spent hours reading through anecdotes, touching, humorous, and poignant, and one thing that struck me was the ingenuity of the Americans who lived through those tough times. …

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December deals bring the year to a close

This is the final month of the 52 Weeks Savings Plan! The year ends with a month full of celebrations and deals. Remnants of Thanksgiving, Black Friday, and Cyber Monday may be found at the beginning of the month. Holidays this month are Hanukkah (10), Winter Solstice on the 21st, Christmas (25), Kwanzaa (26) and New Year’s Eve (31). Not to mention holiday festivities, get-togethers and winter weather all month long. Here are some of the best deals you’ll find …

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52 Weeks Savings Plan: November is full of deals

If you are a bargain shopper, then November is probably your favorite month. The month begins and ends with holiday deals and it features a weekend dedicated to sales – Black Friday/Small Business Saturday/Cyber Monday. November’s main holiday is Thanksgiving (Nov. 22) but also features Election Day (3), Daylight Savings Ends (4), Veterans Day (11), Children’s Day (20) and the start of Advent (Nov. 29). Take some time at the beginning of this month to set aside a holiday gift …

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