This Action Step doesn’t have anything to do with the movie, “Pay it Forward”, although doing kind things for people is always a good idea. This Action Step is all about doing something kind for your budget.
With warmer months approaching, many of you will be delighted to see the power bill in the mail because this season brings the lowest charges. There’s (usually) no reason to turn on the heat, and often, just opening the windows and turning on a couple of fans is enough to stay cool.
If you live in a hot climate, the opposite is true. Soon, you’ll be facing the largest energy bills of the year because at some point, the air conditioner will be running. We have at least one $500 electric bill every summer. It can be a real killer when times are tight.
Whenever you’re expecting the smallest power bills of the year is the time to pay it forward. Add an extra $20 or $50 or whatever you can afford to that bill. You’ll be accumulating a credit balance that will help cover the more expensive bills down the road or cover the expense for a month or two should your income take a dive.
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Another method is to figure the average bill, using your annual total, and start paying that amount every month, beginning at the time of year when you’re using the least amount of power.
You can do the same thing with other utility bills. It’s a good idea to stay at least a month ahead with this expense, if possible. It’s money in the bank when you need it.
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